Best Rent to Own Appliances — No Credit Check

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Best Rent-to-Own Appliances With No Credit Check (2026)

Major appliances are expensive, and replacing a broken refrigerator or range cannot always wait. Rent-to-own lets you get the appliances you need today with no credit check and flexible payments.

Quick Picks

  • Best Online: FlexShopper — refrigerators, ranges, dishwashers, and more
  • Best In-Store: Aaron’s — brand-name appliances at 1,300+ locations
  • Best Same-Day: Rent-A-Center — delivery within 24 hours at most stores

FlexShopper — Best Online Appliance Leasing

FlexShopper carries refrigerators, washers, dryers, dishwashers, and ranges from brands like GE, Whirlpool, and LG. Apply online with instant approval and no credit check.

Retail Price (GE 25 cu ft Refrigerator)$1,099
Weekly Payment$34.99 / week
Lease Term52 weeks
Total If Leased Full Term$1,819
Early Purchase OptionYes — after 90 days
Credit CheckNone required

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Aaron’s — Best Brand-Name Appliance Selection

Aaron’s stocks Whirlpool, GE, Samsung, and LG appliances. Monthly lease terms, no long-term commitment, and free delivery and setup at most locations.

Retail Price (Whirlpool Top-Load Washer)$749
Monthly Payment$84.99 / month
Lease Term12 months
Total If Leased Full Term$1,019
Delivery and SetupFree at most locations
Credit CheckSoft check only

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Rent-A-Center — Best for Emergency Appliance Replacement

Rent-A-Center can deliver and install a refrigerator, washer, or range within 24 hours at most locations. No credit check, no long-term commitment.

Retail Price (GE 30″ Gas Range)$799
Weekly Payment$27.99 / week
Lease Term52 weeks
Total If Leased Full Term$1,455
Delivery and InstallAvailable same/next day
Credit CheckNone required

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Frequently Asked Questions

What appliances can I rent-to-own?

Refrigerators, washers, dryers, dishwashers, ranges, ovens, and microwaves are widely available. Some providers also carry vacuums and small appliances.

Do rent-to-own appliances come with a warranty?

Yes. Most providers cover repairs and maintenance throughout the lease term at no additional cost. This is one of the key benefits of rent-to-own versus buying used.

How fast can I get a rent-to-own appliance delivered?

Rent-A-Center offers next-day or same-day delivery at most stores. Aaron’s typically delivers within 1–3 days. FlexShopper ships within 3–7 business days.

Need an appliance fast? See your approval options in under 60 seconds.

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Important Disclosures: Rent-to-own agreements are not credit products and are not subject to Truth in Lending Act disclosures. Total cost of ownership typically ranges from 1.5x to 2.5x the retail price. Early purchase options may reduce total cost. Payment amounts and approval terms vary by location, product, and provider. Always review the full rental-purchase agreement before signing.