Best Rent-to-Own Tools: Get the Equipment You Need Today
Professional power tools, lawn equipment, and construction tools can cost hundreds or thousands of dollars upfront. Rent-to-own programs let contractors, homeowners, and hobbyists get the tools they need without a large cash outlay or credit check.
| Store | Tool Selection |
| Aaron’s | Power tools, lawn equipment |
| Rent-A-Center | Power tools, generators |
| FlexShopper | Online tools, equipment |
| Home Depot (BHPG) | Professional grade tools |
Top Rent-to-Own Stores for Tools
Aaron’s
Aaron’s carries a solid selection of power tools, lawn mowers, and outdoor equipment. Their 90-day same-as-cash option is the best way to rent-to-own tools: pay off in 90 days and you’ll typically pay close to retail price with minimal additional fees. No credit check required — just proof of income and a valid ID.
Rent-A-Center
Rent-A-Center also offers power tools and generators alongside their furniture and electronics. Selection varies by location. Like Aaron’s, there’s no credit check and you can return the tool at any time with no penalty if you decide you don’t need it long-term.
Is Renting vs. Buying Tools Worth It?
For tools you’ll use frequently, buying through rent-to-own is more economical than renting from a traditional equipment rental shop. The total rent-to-own cost is higher than retail, but you own the tool at the end. The 90-day payoff option is the sweet spot — you get the convenience of no upfront cash while keeping costs reasonable.
For one-time projects, traditional tool rental from Home Depot or Sunbelt Rentals is usually cheaper. Rent-to-own makes most sense for tools you’ll use for 6+ months.
Need tools today? Check approval odds for rent-to-own near you.